Tuesday, November 30, 2010
Sunday, November 21, 2010
HUGE PRICE REDUCTION!!
WOW!!! SELLERS has come down $15,000!!!
Now Listed @ $260,000. This affordable mobile awaits YOU!!! With land value @ 300,000+ this mobile not only comes with the mobile but also the LOT!! All for 260,000.
Now Listed @ $260,000. This affordable mobile awaits YOU!!! With land value @ 300,000+ this mobile not only comes with the mobile but also the LOT!! All for 260,000.
Monday, November 15, 2010
Lender's Got Great Rates
We all want to save money! And this guy can make that happen for you. He just emailed his posted interest rates on his website and I think you'll be pleased when you see what he can offer you.
Estate Mortgage Group
Robert Polehoyki, Broker, Owner
My Current Website Mortgage Rates*
Variable Rate
2.25%
1 Year Closed
2.44%
2 Year Closed
3.25%
3 Year Closed
3.40%
4 Year Closed
3.59%
5 Year Closed
3.39%
7 Year Closed
4.85%
10 Year Closed
5.19%
Prime Rate
3.00%
Compliments of:
Robert Polehoyki, AMP
rob@estatemortgagegroup.ca
For more information, please visit my website: www.estatemortgage.ca
*Rates are subject to change without notice.
With alot of inventory (homes) on the market - it's safe to say its a buyers market right now. Giving buyers the upper hand and having the ability to get great interest rates = a good time to consider buying a home.
Estate Mortgage Group
Robert Polehoyki, Broker, Owner
My Current Website Mortgage Rates*
Variable Rate
2.25%
1 Year Closed
2.44%
2 Year Closed
3.25%
3 Year Closed
3.40%
4 Year Closed
3.59%
5 Year Closed
3.39%
7 Year Closed
4.85%
10 Year Closed
5.19%
Prime Rate
3.00%
Compliments of:
Robert Polehoyki, AMP
rob@estatemortgagegroup.ca
For more information, please visit my website: www.estatemortgage.ca
*Rates are subject to change without notice.
With alot of inventory (homes) on the market - it's safe to say its a buyers market right now. Giving buyers the upper hand and having the ability to get great interest rates = a good time to consider buying a home.
Friday, November 12, 2010
Up the Value
Small changes can up your home's value
* Clean up clutter in and around the home
* Shampoo carpets or polish hardwood floors
* Restore appliances to sparkling condition
* Freshen up with neutral paint colors
* Lubricate windows, locks and doors
* Make any necessary minor repairs
Tuesday, November 9, 2010
Don't Be Afraid!
This quote is from Warren
Buffett in 1979. The world’s
most successful investor sums
up the simple reason why 1% of
the world controls over 50% of
the wealth. It is that 1% that
moves boldly when others sit on
their hands, worrying about
what could go wrong.
Buffett in 1979. The world’s
most successful investor sums
up the simple reason why 1% of
the world controls over 50% of
the wealth. It is that 1% that
moves boldly when others sit on
their hands, worrying about
what could go wrong.
Monday, November 8, 2010
How to Hire and Work with a Contractor – Part 1
How to Hire and Work with a Contractor – Part 1
Dave Elfassy
Sooner or later you may need to hire a contractor to perform maintenance, painting, remodeling, landscaping, or other project. Here are some tips on how to choose a contractor to ensure you get a fair price and are treated fairly during the process.
• Start by writing down exactly what it is you want the contractor to do and when you want it done. Be specific.
• Make a list of prospective contractors. Ask friends and neighbors, check the phone book, your local newspaper, or online classified ads like Craig’s List.
• Meet with the contractors you’ve selected to show them your property and discuss the project in detail. Use your written description of the project to make sure you cover all the points on it with each contractor you meet.
• If a contractor suggests additional work, ask for his estimate in two parts with the second part covering the additional work he suggests beyond what was on your original project description.
• Ask exactly who will be doing the work and the extent of the contractor’s personal involvement in your project.
• For small projects, payment is usually made in full on completion. Larger projects usually require making interim payments on a weekly or monthly basis. Make sure you both agree on when interim payments will be made.
• Get an estimate in writing. Be sure it specifies all labor and materials that may be required. If subcontractors are required, be sure the estimate includes their cost as well.
• Choose your contractor based on whatever factor you’re most comfortable with: lowest price; reputation; or ‘gut feel’.
• It’s good business practice for both of you to sign a copy of the estimate and for you to give the contractor a deposit before the project begins. The deposit can be either a flat fee or a percentage of the total estimate amount.
• Never make full payment for a project up front.
Dave Elfassy
Sooner or later you may need to hire a contractor to perform maintenance, painting, remodeling, landscaping, or other project. Here are some tips on how to choose a contractor to ensure you get a fair price and are treated fairly during the process.
• Start by writing down exactly what it is you want the contractor to do and when you want it done. Be specific.
• Make a list of prospective contractors. Ask friends and neighbors, check the phone book, your local newspaper, or online classified ads like Craig’s List.
• Meet with the contractors you’ve selected to show them your property and discuss the project in detail. Use your written description of the project to make sure you cover all the points on it with each contractor you meet.
• If a contractor suggests additional work, ask for his estimate in two parts with the second part covering the additional work he suggests beyond what was on your original project description.
• Ask exactly who will be doing the work and the extent of the contractor’s personal involvement in your project.
• For small projects, payment is usually made in full on completion. Larger projects usually require making interim payments on a weekly or monthly basis. Make sure you both agree on when interim payments will be made.
• Get an estimate in writing. Be sure it specifies all labor and materials that may be required. If subcontractors are required, be sure the estimate includes their cost as well.
• Choose your contractor based on whatever factor you’re most comfortable with: lowest price; reputation; or ‘gut feel’.
• It’s good business practice for both of you to sign a copy of the estimate and for you to give the contractor a deposit before the project begins. The deposit can be either a flat fee or a percentage of the total estimate amount.
• Never make full payment for a project up front.
Tuesday, November 2, 2010
DAYLIGHT SAVINGS
Just in case anyone was wondering?
When does Daylight Saving Time begin and end in 2010?
DST in the United States and Canada
Daylight Saving Time (DST) always begins on the second Sunday of March and ends on the first Sunday of November.
For the year 2010 in the US and Canada:
SPRING FORWARD
Daylight Saving Time begins on March 14, 2010 - when you set the clocks ahead 1 hour.
FALL BACK
Daylight Saving Time ends on November 7, 2010 - when you set the clocks back 1 hour.
When does Daylight Saving Time begin and end in 2010?
DST in the United States and Canada
Daylight Saving Time (DST) always begins on the second Sunday of March and ends on the first Sunday of November.
For the year 2010 in the US and Canada:
SPRING FORWARD
Daylight Saving Time begins on March 14, 2010 - when you set the clocks ahead 1 hour.
FALL BACK
Daylight Saving Time ends on November 7, 2010 - when you set the clocks back 1 hour.
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